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SIM Only Plans

Most Singaporeans might be on a wrong mobile plan costing them hundreds every year. We found this out when we were debating on our Personal Finance facebook group where everyday Singaporeans just like us, shared one of their biggest fixed expense each month — Mobile phone bills.

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You can read more about the actual comparisons below. Subsequently, you can also learn about the strategy we recommend how you can get a brand new phone at a cheaper price. Each telco provides a plan known as the SIM-only plan which costs much lower than most of their 2-year mobile plans. Finally, we have here, the hard facts behind how each telcos line-up against each other with their SIM-only plan.

In the table below, we come out with the best SIM-only mobile plan with 3 assumptions: Information updated as of 10 December Singtel and M1 came out with a SIM Only 12 months contract mobile plan in an attempt to lock in some customer loyalty. There is a split decision when it comes to the best deal for the month contract, consumers should select based on their usage and lifestyle.

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[Cheatsheet] The Best SIM-Only Plans in Singapore (12222 Edition)

For those who do not mind sticking to the same telco for as long as two years, he can take a look at 24 months SIM Only contract. The harsh truth is that telecommunication companies telco are shaving dollars off your favourite mobile phones to make re-contracting attractive. In the face of new entrants such as Circles. Life and stiffer competition, the power has shifted to the consumer, you.

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The data plans prices were slashed drastically and you would be really be losing out if you re-contracted a new 2-year plan. Read also: With data for a mobile plan being the main priority, we have a simple strategy. Simply get a SIM Only plan with the same amount of data followed by our preferred mobile phone on Carousell.

Life is the only telco that charges you for incoming calls, and the base talktime of just minutes is also quite restrictive. If you miss out on Circles.

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The cheapest and best value deal in the high-end tier is Zero Mobile's Zero X plan. For significantly less than all of the other plans, you get truly unlimited data, talk time, and SMS, with no data caps or any throttled speeds. The only drawback to Zero X is that Zero Mobile doesn't offer any international roaming add-ons. As such, we have not included them in this article.


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If you're interested in seeing them for yourself, check out Singtel here and M1 here. Have feedback on the article for the editorial team? You can reach out to them here. However, once a market equilibrium is found, consumers should expect prices to raise to a level that is profitable for the companies.

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All promotions and discounts will be disregarded to take away any variances that an individual may encounter depending on the time we subscribe for the plans. We also use three model users — with basic data needs, moderate data needs and extreme data needs — to determine the best SIM-only plans for each.


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You can read up more about this process on their website. Voice calling is capped at 10, minutes per month.

Which Singapore Telco Plan Is Best For You: Data vs Price (SIM-Only Comparison)

Part of the reason is because it offers one of the lowest data 3GB and talktime mins compared to the other plans. At the other end, we are starting to see operators, such as Zero 1, Zero Mobile and MyRepublic, offering unlimited data, albeit at slower speeds after a certain amount of data, and up to 1, minutes of talktime on their basic and, sometimes only plans.

For those with extreme data needs, we assume speed matters as well. This rules out signing up for unlimited data plans which throttles down to slower speeds after using a certain amount of data. In the telco industry, we can also opt for a month contract to boost the benefits that we get on our SIM-only contract. Singtel and M1 offer month contracts to lock-in customers, while StarHub recently removed this feature.

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